Haitian Dollar Inc. Launches Automated Daily Market Rate Engine Powered by Central Bank (BRH) Publications

The rate engine fetches the central bank's official daily bulletin — including the Taux de Référence (Reference Rate), Banking Market rates (Marché Bancaire), and Informal Market rates (Marché Informel) — and publishes them across the company's public rate card at haitiandollar.com/htd and through its automated JSON feed. The data refreshes every business morning, Monday through Saturday, following the BRH's own publication schedule.

A Multi-Tier View of the Haitian FX Market

Unlike conventional currency trackers that publish a single, flattened exchange rate, Haitian Dollar's rate engine reflects the four distinct tiers the central bank publishes daily:

The Informal Market spread currently sits at 4.7000 HTG (~3.5%), more than four times wider than the Banking Market spread of 0.7659 HTG (~0.6%).

The Structural Cost for Unbanked Haitians

For the estimated 60%+ of Haitians who remain unbanked and rely on cash-in-hand exchange counters, the informal market spread represents immediate friction on every incoming transfer. A remittance of $100 USD converted at the informal market sell rate of 135.60 HTG yields approximately 13,560 HTG — while the same transfer converted at the banking market sell rate of 131.17 HTG would yield approximately 13,117 HTG. The structural gap of roughly 450 HTG per $100 transfer compounds across the country's $4.2 billion annual remittance inflow.

"Publishing the central bank's own figures — including the informal market spread — makes the case for Haitian Dollar self-evident," said Honson Luma, Founder of Haitian Dollar Inc. "The 1 HTD = 5 HTG convention has governed Haitian commerce since 1912. The protocol is designed to reduce settlement friction below the informal market spread, eliminate cash-transit insecurity, and settle transactions in seconds. We are in development and working toward the Phase 1 pilot."

Built on Public Data, Verified Daily

The rate engine's design emphasizes transparency and verifiability:

• Source: Banque de la République d'Haïti, published daily at brh.ht.
• Update Schedule: Monday through Saturday, following the central bank's publication calendar.
• Public Access: The rate card is live at haitiandollar.com/htd, and the underlying data is available as a JSON feed at haitiandollar.com/htd-quote.json.
• Direct Verification: Every rate is linked back to the source page on the central bank's website.

The engine runs on GitHub Actions, an automated build and deploy platform, ensuring the rate card updates continuously without manual intervention.

About Haitian Dollar Inc.

Haitian Dollar Inc. (SEC CIK 0001906040, USPTO Reg. 6,267,276) is a Maryland corporation incorporated in 2021. The company builds digital settlement infrastructure for the Haitian Dollar — the informal unit of account equal to five Haitian Gourdes — on Base Layer 2. The protocol is designed to enable sub-cent mobile point-of-sale checkout, verified merchant settlement, and friction-reduced remittances for the global Haitian economy. The project is in development and is not currently offering or soliciting securities.

Media & Investor Relations

Haitian Dollar Inc.
Website: https://haitiandollar.com
Contact: legal@haitiandollar.com