Haitian Dollar Inc. Launches Automated Daily Market Rate Engine Powered by Central Bank (BRH) Publications
BALTIMORE, MD — September 30, 2026 — Haitian Dollar Inc. (SEC CIK 0001906040), the fintech infrastructure developer behind the Haitian Dollar (HTD) digital settlement protocol designed for Base Layer 2 settlement, today announced the launch of its automated daily market rate engine, which pulls the Banque de la République d'Haïti's (BRH) published foreign exchange figures directly into its public infrastructure and internal settlement systems.
The rate engine fetches the central bank's official daily bulletin — including the Taux de Référence (Reference Rate), Banking Market rates (Marché Bancaire), and Informal Market rates (Marché Informel) — and publishes them across the company's public rate card at haitiandollar.com/htd and through its automated JSON feed. The data refreshes every business morning, Monday through Saturday, following the BRH's own publication schedule.
A Multi-Tier View of the Haitian FX Market
Unlike conventional currency trackers that publish a single, flattened exchange rate, Haitian Dollar's rate engine reflects the four distinct tiers the central bank publishes daily:
* Figures cited below reflect the official September 30, 2026 BRH bulletin. Live daily benchmarks and real-time protocol quotes are updated each business morning at haitiandollar.com/rates.
| Tier | Value (Sept 30, 2026) | Purpose |
|---|---|---|
| Protocol Parity Invariant | 1 HTD = 5.00 HTG | The fixed 1912 cultural unit of account |
| BRH Reference Rate | 1 USD = 130.6026 HTG | Legal benchmark for invoices, customs, and tax |
| Banking Market | 130.4043 – 131.1702 HTG | Commercial bank buy/sell spread |
| Informal Market | 130.9000 – 135.6000 HTG | Cash and street-level exchange |
The fixed 1912 cultural unit of account
Legal benchmark for invoices, customs, and tax
Commercial bank buy/sell spread
Cash and street-level exchange
The Informal Market spread currently sits at 4.7000 HTG (~3.5%), more than four times wider than the Banking Market spread of 0.7659 HTG (~0.6%).
The Structural Cost for Unbanked Haitians
For the estimated 60%+ of Haitians who remain unbanked (World Bank Global Findex Database) and rely on cash-in-hand exchange counters, the informal market spread represents immediate friction on every incoming transfer. A remittance of $100 USD converted at the informal market sell rate of 135.60 HTG yields approximately 13,560 HTG — while the same transfer converted at the banking market sell rate of 131.17 HTG would yield approximately 13,117 HTG. The structural gap of roughly 450 HTG per $100 transfer compounds across the country's $4.2 billion annual remittance inflow (World Bank Remittance Data / BRH).
"Publishing the central bank's own figures — including the informal market spread — makes the case for Haitian Dollar self-evident," said Honson Luma, Founder of Haitian Dollar Inc. "The 1 HTD = 5 HTG convention has governed Haitian commerce since 1912. The protocol is designed to reduce settlement friction below the informal market spread, eliminate cash-transit insecurity, and settle transactions in seconds."
Built on Public Data, Verified Daily
The rate engine's design emphasizes transparency and verifiability:
- Source: Banque de la République d'Haïti, published daily at brh.ht.
- Update Schedule: Monday through Saturday, following the central bank's publication calendar.
- Public Access: The rate card is live at haitiandollar.com/htd, and the underlying data is available as a JSON feed at haitiandollar.com/htd-quote.json.
- Historical Audit Trail: A rolling 365-day archive of every published daily quote is preserved at haitiandollar.com/htd-quote-history.json, enabling continuous independent verification of rate continuity.
- Direct Verification: Every rate is linked back to the source page on the central bank's website.
The engine runs on GitHub Actions, an automated build and deploy platform, ensuring the rate card updates continuously without manual intervention.
About Haitian Dollar Inc.
Haitian Dollar Inc. (SEC CIK 0001906040, USPTO Reg. 6,267,276) is a Maryland corporation incorporated in 2021. The company builds digital settlement infrastructure for the Haitian Dollar — the informal unit of account equal to five Haitian Gourdes — architected for Base Layer 2 settlement. The protocol is designed to enable sub-cent mobile point-of-sale checkout, verified merchant settlement, and friction-reduced remittances for the global Haitian economy. The project is in active development and is not currently offering or soliciting securities.
Media & Investor Relations
Haitian Dollar Inc.
Website: https://haitiandollar.com
Contact: [email protected]
L'Union Fait La Force.
Forward-Looking Statements: This press release contains forward-looking statements regarding future product functionality, network deployment, and protocol timelines. Actual results and development timelines may differ materially. Haitian Dollar Inc. undertakes no obligation to publicly update or revise any forward-looking statement, whether as a result of new information, future developments, or otherwise.
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